Fello App Full Guide 2025 – Save, Invest & Win Rewards While Growing Money
🌐 What Is Fello App?
Fello is India’s first gamified savings and investment app that helps you save, invest, and earn rewards while having fun.
It turns your savings journey into a game — you can earn cash rewards, win coins, and participate in lucky draws just by saving money or investing in mutual funds and digital gold.
Think of Fello as a mix of:
💰 Piggy bank + 🎮 Game + 📈 Investment platform
Learn how to use Fello App to save and invest while playing games. Step-by-step guide with pros, cons, features, and best saving tips for 2025.
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| Best Saving App for Students |
🪙 Example:
Let’s say you deposit ₹500 in your Fello account.
→ You earn Fello coins.
→ You can use these coins to enter games and draws to win up to ₹1 lakh cash prizes.
So you’re saving + earning + playing = growing wealth happily!
📲 Step-by-Step Fello App Setup Guide
Step 1: Download & Register
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Download Fello App from Google Play Store or Apple App Store.
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Register using your mobile number and email.
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Verify with OTP and create a secure PIN for your account.
Step 2: Complete KYC
To invest or play, Fello requires basic KYC verification:
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PAN card
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Aadhaar card (linked to mobile)
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Bank account details for deposits/withdrawals
✅ Usually completed in less than 10 minutes.
Step 3: Add Money
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You can deposit money via:
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UPI
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Net Banking
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Debit Card
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The money you add can be used to play games, invest in savings plans, or digital gold.
Step 4: Choose How to Save or Invest
Fello offers two main ways to grow your money:
1️⃣ Fello Save (Safe & Steady)
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Your money is invested in Liquid Mutual Funds (low risk).
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Earn up to 7–8% annual returns.
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Withdraw anytime – no lock-in period.
2️⃣ Fello Gold
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Invest in 24K Digital Gold with trusted partners.
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Minimum investment ₹10.
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Withdraw or sell anytime.
Step 5: Play & Earn
For every investment or saving:
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You get Fello coins.
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Use them to play games and lucky draws in the app.
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Win real cash rewards or gold prizes.
Example:
If you invest ₹500 → get 500 Fello coins → play a cricket quiz or spin wheel → win up to ₹5,000 bonus.
Step 6: Track Your Earnings
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Check your dashboard for:
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Total money saved
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Rewards earned
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Games played
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Investment performance
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You can withdraw money to your bank account anytime — no hidden fees.
🌟 Top Features of Fello App
| Feature | Description |
|---|---|
| 💰 Gamified Saving | Save money and play games to win rewards |
| 🎮 Fello Coins | Earn coins for every deposit or investment |
| 💎 Digital Gold & Liquid Funds | Safe, flexible investment options |
| 🏦 Instant Withdrawals | Withdraw money anytime |
| 🎯 High Returns | Up to 7–8% on Fello Save plans |
| 🎁 Lucky Draws | Win cash, vouchers, or gadgets |
| 🔒 Secure Platform | Regulated by RBI & SEBI-compliant partners |
✅ Pros of Fello App
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Encourages saving in a fun way 🎮
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Offers real rewards while investing safely
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Low-risk options like liquid mutual funds
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No minimum balance needed
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Instant UPI deposits and withdrawals
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Suitable for students, beginners, and professionals
❌ Cons of Fello App
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Games and contests depend on luck — not guaranteed earnings
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Limited to liquid mutual funds and digital gold (no stocks or SIPs)
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Some features may need full KYC
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Rewards can take time to credit
📊 Example Scenarios
Example 1 – Student Saver:
Divya, a college student, saves ₹50 daily in Fello Save.
After a month → ₹1,500 saved.
She earns 7% interest + plays games with her Fello coins → wins ₹200 bonus!
Example 2 – Working Professional:
Arjun invests ₹5,000 in Fello Gold.
He earns gold returns and gets 5,000 coins → plays the jackpot game → wins ₹1,000 cashback.
So his effective return = gold value + rewards 🎯
💡 Tips to Use Fello App Smartly
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Start with small deposits (₹100–₹500) to understand how it works.
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Save regularly using “Auto Save” feature.
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Use all your Fello coins in games before expiry.
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Check weekly lucky draws for higher cash rewards.
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Combine Fello Save + Gold for balanced growth.
🧠 Bonus: Why Fello Is Unique
| Feature | Why It’s Special |
|---|---|
| 🧩 Gamified Finance | Makes saving fun and rewarding |
| 🪙 Fello Coins | Every investment gives you bonus coins |
| 📈 Liquid Mutual Funds | Low-risk, high-liquidity returns |
| 🎁 Cash & Voucher Rewards | Win money, not just interest |
| 🌍 Young Investor Focused | Built for students and millennials |
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📊 Quick Summary Table
| Section | Details |
|---|---|
| 🔹 What It Is | Gamified saving & investing app |
| 🔹 Best For | Students & young professionals |
| 🔹 Investment Type | Digital gold & liquid mutual funds |
| 🔹 Average Returns | 6–8% + rewards |
| 🔹 Security | SEBI & RBI-regulated partners |
| 🔹 Start With | ₹100 |
| 🔹 Special Feature | Earn Fello coins & play to win cash |
🏁 Final Thoughts
The Fello App makes saving money fun, rewarding, and effortless.
Instead of just keeping your money idle, you can save, earn, and play — all from one app.
Whether you’re a student or working adult, Fello is perfect to start your financial journey in 2025 — smartly and joyfully! 💸🎮
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