Indian bank ind-secure ind-green fd 2025

Indian Bank FD Schemes 2025: IND Secure & IND Green with Up to 7.45% Interest 

Indian Bank, one of India’s leading public sector banks, has extended its special Fixed Deposit (FD) schemes – IND Secure and IND Green – until December 31, 2025. These schemes offer attractive interest rates, with the highest going up to 7.45% per annum for super senior citizens. Designed to cater to general citizens, senior citizens, and super senior citizens, these FDs provide an excellent opportunity for secure and high-return investments. In this article, we explore the features, benefits, eligibility, and investment process for Indian Bank’s IND Secure and IND Green FDs.

Indian Bank FD Schemes 2025: IND Secure & IND Green with Up to 7.45% Interest

Indian Bank extends its special Fixed Deposit schemes – IND Secure (444 days) and IND Green (555 days) with attractive interest rates up to 7.45%. Learn benefits, features, eligibility, and how to invest.

Indian Bank Extends Special Fixed Deposit Schemes: IND Secure and IND Green

Indian Bank, a prominent public sector lender, has announced an extension for its special Fixed Deposit (FD) schemes—IND Secure and IND Green—until December 31, 2025. These schemes offer competitive interest rates, catering to a diverse range of investors, including general citizens, senior citizens, and super senior citizens. The extended tenure provides an excellent opportunity for individuals seeking secure and attractive returns on their investments.

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🔹 Overview of IND Secure and IND Green Schemes

IND Secure (444-day tenure):

• General Citizens: 6.70% per annum

• Senior Citizens: 7.20% per annum

• Super Senior Citizens (aged 80 and above): 7.45% per annum

IND Green (555-day tenure):

• General Citizens: 6.60% per annum

• Senior Citizens: 7.10% per annum

• Super Senior Citizens: 7.35% per annum

These special FD schemes are designed to provide higher returns compared to the bank's standard FD offerings, which range between 2.80% and 6.70% per annum. The extended deadline allows investors additional time to capitalize on these attractive rates. 

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🔹 Key Features and Benefits

• Attractive Interest Rates: The IND Secure and IND Green schemes offer interest rates that are significantly higher than the bank's standard FD rates, making them an appealing choice for investors seeking better returns.

• Flexible Investment Amounts: Investments can be made starting from ₹1,000 up to ₹3 crore, providing flexibility for both small and large investors.

• Callable Options: Both schemes come with callable options, allowing investors to prematurely close their FDs if needed, albeit with certain conditions.

• Tax Benefits: Interest earned on these FDs is subject to tax as per the individual's income tax slab. However, investors can avail of tax-saving benefits under Section 80C by investing in tax-saving FDs offered by the bank.

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🔹 Comparison with Other Banks

While Indian Bank's special FD schemes offer competitive interest rates, it's beneficial to compare them with offerings from other banks to make an informed decision.

Bank Name	Scheme Name	Tenure (Days)	Interest Rate (General Citizens)	Interest Rate (Senior Citizens)
Indian Bank	IND Secure	444	6.70%	7.20%
	IND Green	555	6.60%	7.10%
State Bank of India	Amrit Vrishti	444	6.60%	7.10%
IDBI Bank	Utsav FD	444	6.70%	7.20%

As observed, Indian Bank's interest rates are competitive, especially for senior citizens, where the rates are among the highest in the industry.

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🔹 How to Invest

Investing in the IND Secure and IND Green FD schemes is straightforward:

1. Visit the Bank: Prospective investors can visit any Indian Bank branch to inquire about the schemes and complete the necessary formalities.

2. Online Banking: For existing customers, investments can be made through Indian Bank's internet banking portal, ensuring convenience and ease of access.

3. Documents Required:

   • Identity Proof: Aadhaar Card, Passport, Voter ID, etc.

   • Address Proof: Utility bills, Passport, etc.

   • Photographs: Recent passport-sized photographs.

   • KYC Form: Know Your Customer (KYC) form duly filled and signed.

4. Nomination Facility: Investors can avail of the nomination facility, ensuring that the FD proceeds are transferred to the nominee in case of the investor's demise.

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🔹 Conclusion

The extension of the IND Secure and IND Green Fixed Deposit schemes by Indian Bank until December 31, 2025, provides an excellent opportunity for investors to earn attractive returns on their investments. With competitive interest rates, flexible investment amounts, and the added benefit of callable options, these schemes cater to a wide range of investment needs. Prospective investors are encouraged to consider these offerings and make informed decisions based on their financial goals and requirements.

For more details and to invest, visit the Indian Bank official website or contact your nearest branch.